:root{
  --navy:#0b2f73;
  --blue:#1565ff;
  --sky:#eef6ff;
  --soft:#f7fbff;
  --yellow:#ffd84d;
  --yellow2:#ffbe1a;
  --text:#10213a;
  --muted:#4a5d7a;
  --line:#d9e6ff;
  --danger:#d61f45;
  --shadow:0 14px 36px rgba(16,33,58,.10);
  --radius:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6;overflow-x:hidden}
a{text-decoration:none;color:inherit}
.container{width:min(1180px, calc(100% - 32px));margin:0 auto}
.topbar{background:#08224f;color:#dbeafe;font-size:14px}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:10px 0;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0}
.brand{display:flex;gap:12px;align-items:center}
.logo{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--yellow),var(--yellow2));color:#08224f;font-weight:900;box-shadow:0 8px 20px rgba(255,196,35,.3)}
.brand-text strong{display:block;font-size:18px}
.brand-text span{display:block;color:var(--muted);font-size:13px}
nav.menu{display:flex;gap:18px;flex-wrap:wrap}
nav.menu a{color:#29466f;font-weight:700;font-size:14px}
.actions{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 20px;border-radius:15px;font-weight:800;border:1px solid transparent}
.btn-primary{background:linear-gradient(135deg,var(--yellow),var(--yellow2));color:#08224f;box-shadow:0 10px 24px rgba(255,196,35,.25)}
.btn-secondary{background:#fff;border-color:#bfd5ff;color:#1565ff}
.hero{
  background:
    radial-gradient(circle at top right, rgba(255,216,77,.25), transparent 25%),
    radial-gradient(circle at left 15%, rgba(21,101,255,.18), transparent 28%),
    linear-gradient(135deg,#0a3b95 0%, #1565ff 58%, #4bb0ff 100%);
  color:#fff;padding:58px 0 34px
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}
.eyebrow{display:inline-block;background:rgba(255,255,255,.14);color:#fff;font-weight:800;border-radius:999px;padding:8px 12px;font-size:12px;text-transform:uppercase;letter-spacing:.06em;border:1px solid rgba(255,255,255,.22)}
h1{font-size:54px;line-height:1.03;margin:16px 0}
h2{font-size:36px;line-height:1.12;margin:0 0 14px}
h3{font-size:22px;line-height:1.2;margin:0 0 10px}
.lead{font-size:19px;color:#e8f2ff;max-width:760px}
.kicker{color:#dce8ff;font-weight:700;font-size:18px}
.hero-points,.clean,.checklist{padding-left:18px;margin:16px 0 0}
.hero-points li,.clean li,.checklist li{margin:8px 0}
.offer{display:flex;gap:14px;flex-wrap:wrap;align-items:center;margin-top:24px}
.offer-card{background:#fff;color:#10213a;border-radius:18px;padding:16px 18px;box-shadow:var(--shadow)}
.offer-card .old{font-size:15px;color:#64748b;text-decoration:line-through;font-weight:700}
.offer-card .new{font-size:32px;color:var(--danger);font-weight:900;line-height:1.05}
.offer-card .note{font-size:14px;color:#475569;font-weight:700}
.mini-trust{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.mini-trust span{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:8px 12px;font-weight:700}
.panel{background:#fff;border:1px solid #dbeafe;border-radius:var(--radius);box-shadow:var(--shadow);padding:24px;color:var(--text)}
.notice{margin:14px 0 18px;background:#fff8dc;border:1px solid #ffe08a;padding:14px;border-radius:14px;color:#6b4f00;font-weight:700}
.section{padding:74px 0}
.section.alt{background:var(--soft)}
.section-head{max-width:840px;margin-bottom:26px}
.section .lead{color:#35517b}
.grid-2,.grid-3,.grid-4{display:grid;gap:18px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card p{margin:0;color:#516683}
.badges,.area-pills{display:flex;gap:10px;flex-wrap:wrap}
.badge,.pill{padding:10px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:700}
.link-grid a{display:block;padding:15px 16px;border:1px solid var(--line);border-radius:14px;background:#fff;font-weight:800}
.cta{background:linear-gradient(135deg,#0b3b8f,#1565ff);color:#fff;border-radius:28px;padding:34px;display:flex;justify-content:space-between;gap:20px;align-items:center;box-shadow:var(--shadow)}
.cta p{color:#dbeafe;margin:0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:800}
.breadcrumbs{font-size:14px;color:#64748b;margin:0 0 12px}
.breadcrumbs a{color:#1565ff}
.footer{background:#08224f;color:#dbeafe;padding:38px 0}
.footer a{color:#fff}
.small{font-size:14px;color:#bfd5ff}
@media (max-width:1024px){
  nav.menu{display:none}
  .hero-grid,.grid-4,.grid-3,.grid-2{grid-template-columns:1fr}
  h1{font-size:40px}
  h2{font-size:30px}
  .cta{flex-direction:column;align-items:flex-start}
}
@media (max-width:640px){
  .container{width:min(100% - 24px,1180px)}
  .hero{padding:46px 0 24px}
  h1{font-size:34px}
  .lead{font-size:17px}
  .btn{width:100%}
  .actions{width:100%}
  .offer{display:block}
  .offer-card{margin-bottom:14px}
}